Andy Gudbergsson Posted April 22, 2011 Share Posted April 22, 2011 I have been thinking about this for some while. Going to my bank and open a seperate account for my online purchases. Do you members have an seperate account at your bank for online purposes alone, I mean for securite measures. If I wanted to purchase something online I would only have enough money in that account to for that purchase, Any other members do that, just curious. Cheers Andy G Quote Link to post Share on other sites
HOLMES Posted April 22, 2011 Share Posted April 22, 2011 yes I have one other secret account especially for buying online sometimes.. So you are NOT ALONE !!! great minds !!! Quote Link to post Share on other sites
smee Posted April 22, 2011 Share Posted April 22, 2011 Paypal is my choice :) other than that say to the misses " have a confession", which sends here eyes wide. Just to say bought a model and that's nothing really. :) Quote Link to post Share on other sites
MattC Posted April 22, 2011 Share Posted April 22, 2011 I go with paypal for everything, which I have set up so that I put a certain amount into my paypal account before I want to purchase something, rather than allowing PP to extract the funds from my account. A seperate account wouldn't help much IMHO, because if someone did get access to it, they then have access to your name, address, date of birth. After that, tracking down any other accounts in that name is childs play for these people. If someone wants to hack your accounts, they will. I don't know about over there, but in the UK, we are protected from online fraud in any event so if I have money stolen, the bank makes good my loss. Quote Link to post Share on other sites
JasonW Posted April 22, 2011 Share Posted April 22, 2011 I have a separate account for online purchases and it is also the account I use to put money into my PayPal and pay various online bills with. My primary bank account and the joint household account are not used for any payments online. I'm a bit paranoid about that whole thing having a relative who had their account hacked and cleaned out. Quote Link to post Share on other sites
Joe Hegedus Posted April 22, 2011 Share Posted April 22, 2011 I have a separate account for online purchases and it is also the account I use to put money into my PayPal and pay various online bills with. My primary bank account and the joint household account are not used for any payments online. Ditto. Separate account that is tied to paypal. Quote Link to post Share on other sites
HOLMES Posted April 22, 2011 Share Posted April 22, 2011 Ditto. Separate account that is tied to paypal. ME too ,That is how MY secret account works too... Quote Link to post Share on other sites
Scooter Man Posted April 22, 2011 Share Posted April 22, 2011 Like a few other guys have already mentioned, I have a separate bank account tied to my PayPal account which I use for 99% of my online purchases. Quote Link to post Share on other sites
Edgar Posted April 22, 2011 Share Posted April 22, 2011 I have enough difficulty keeping enough money in one account to keep the bank manager off my back. Edgar Quote Link to post Share on other sites
ElectroSoldier Posted April 23, 2011 Share Posted April 23, 2011 Even with paypal Ive found a seperate account is a good idea if its linked to a bank account because like it or not they can take your money out of your account if you have a problem with them If they dont take you side in a dispute and decide you owe them money they can take it out of your account, even if you withdraw their permission on the banks side for them to take any money out of your account. Yes I use a seperate account for online transactions. Quote Link to post Share on other sites
GEH737 Posted April 23, 2011 Share Posted April 23, 2011 Separate account just for PayPal - keeping things separate makes sense to me. Hitch Quote Link to post Share on other sites
B-17 guy Posted April 23, 2011 Share Posted April 23, 2011 I do this too for paypal. This way if it gets hacked, I dont lose too much and I can stop the damage before it gets too bad. Quote Link to post Share on other sites
Andy Gudbergsson Posted April 25, 2011 Author Share Posted April 25, 2011 I don't necessarily need paypal, When I make my online purchases, whether it Sprue Brothers or others I use my debit card that dirctly enters my account. Should I open a different account for my online purchase. YES or NO I'm thinking yes and for obvious reasons. Cheers Andy G Quote Link to post Share on other sites
Cary Walker Posted April 25, 2011 Share Posted April 25, 2011 I don't necessarily need paypal, When I make my online purchases, whether it Sprue Brothers or others I use my debit card that dirctly enters my account. Should I open a different account for my online purchase. YES or NO I'm thinking yes and for obvious reasons. Cheers Andy G I never use my debit card online. If it somehow gets stolen then someone has access to my bank account. I either use a credit card or paypal. Quote Link to post Share on other sites
PhantomPhreakII Posted April 25, 2011 Share Posted April 25, 2011 I use PayPal for that.. Sell some stuff, buy some stuff... (mostly trying to sell stuff though...) Harald Quote Link to post Share on other sites
Julien (UK) Posted April 25, 2011 Share Posted April 25, 2011 Yes I would say go seperate accounts. I have my paypal account linked to a seperate bank account and a credit card with a low low credit limit that way if any of the 3 were to get hacked my exposure is quite low. A guy I know had his paypal account linked to his bank account and it was emptied, he got the moeny back but took weeks and loads of hasstle. Julien Quote Link to post Share on other sites
dmk0210 Posted April 25, 2011 Share Posted April 25, 2011 (edited) I use my Visa Credit card. Anytime I've ever had incorrect charges to my account, Visa has always stood behind me and refunded the charges. It is my understanding (told to me by my bank) that using a Debit card will not give you the same level of protection that a good credit card will. I never, ever use my Debit card online. I use Paypal mostly for Ebay transactions though I occasionally will use it for reputable and trusted small businesses that don't take a credit card. Edited April 25, 2011 by dmk0210 Quote Link to post Share on other sites
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